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Please contact HomeLenders today for rates specific to your particular needs.

  

  

 

HomeLenders of the Shoals, Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conforming 30 & 15 Year Fixed Rate Mortgages
Alt A Reduced Doc Programs

Conforming 30 & 15 Year Fixed Rate Mortgages

Fannie Mae and Freddie Mac fixed rate 30 and 15 year mortgages are the staple product in the mortgage business.  Most borrowers want the stability of a fixed rate mortgage and HomeLenders offers highly competetive rates on these products.

Term: 30 years   Maximum Amount: $417,000

Alt A Reduced Doc Programs

To meet the needs of our ever-changing market, HomeLenders offers a variety of "No Doc" and "Reduced Doc" programs.  Please contact our office for information on your particular loan scenario.

Term: 30 years   Maximum Amount: $1,000,000



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.